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Cloud-based software solutions

The digitization of services was clearly evident in 2013. Our electronic transaction volumes continued to increase, representing 28% of all transactions (2012: 26%, 2011: 20%).

During the year, we introduced upgraded cloud-based software solutions for electronic invoice management and payments, among other functions. In September, we signed an agreement with SWIFT on SWIFT messaging services. This enables us to offer a better connectivity option for international payment traffic. The cloud-based SWIFT messaging solution will be integrated into the Payment Factory service, which was introduced by OpusCapita earlier.

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